Toledo Rockets vs Ball State Cardinals Preview: Odds, Spread, Kickoff & TV (October 3, 2026)

The Toledo Rockets (3-1) visit the Ball State Cardinals (1-3) on Saturday, October 3, 2026 at Scheumann Stadium, Muncie, IN. Kickoff is scheduled for 2:00 PM ET, and the game airs on ESPN+ (streaming). DraftKings lists the spread at TOL -19.5 with a total of 51.5; moneylines are Toledo -1350 · Ball State +800. Below is our Toledo vs Ball State preview with the latest odds, point spread, moneyline, over/under, kickoff time, TV channel and where to watch, plus a look at each team’s season so far, head coach and key players. Lines may move before kickoff.

Toledo vs Ball State Odds, Spread, Kickoff Time & TV

Matchup detail Line / info
Matchup Toledo at Ball State
Records Toledo 3-1 · Ball State 1-3
Spread TOL -19.5
Moneyline Toledo -1350 · Ball State +800
Total 51.5
Venue Scheumann Stadium, Muncie, IN
Date/Time Saturday, October 3, 2026 · 2:00 PM ET
TV / How to Watch ESPN+ (streaming)
Head Coaches Toledo: HC Mike Jacobs, OC Cris Reisert · Ball State: HC Mike Uremovich, OC Mike Uremovich

Toledo Preview: Season So Far, Coach & Key Players

Season so far: The Toledo Rockets are 3-1 overall. Results to date: Sep 4 — L 30-20 at Michigan State; Sep 12 — W 63-10 vs Central Connecticut; Sep 19 — W 49-48 vs Temple; Sep 26 — W 41-16 vs San Diego State. Most recently, Toledo beat San Diego State 41-16 at home. Through 4 games, Toledo is averaging 43.2 points scored and 26.0 points allowed per game.

Head coach: Mike Jacobs (first season in charge). Offensive coordinator: Cris Reisert. Defensive coordinator: Jahmal Brown.

Key players (2026 season stats):

  • Passing leader: John Alan Richter (QB) — 79/118, 1,161 yards, 12 TD, 1 INT
  • Rushing leader: Connor Walendzak (RB) — 41 carries, 233 yards, 5 TD
  • Receiving leader: Bryson Hammer (WR) — 15 receptions, 286 yards, 2 TD
  • Sacks leader: Andrew Zock (DE) — 2.5 sacks
  • Tackles leader: Isaac Zay (LB) — 33 total tackles

Strengths: An offense scoring 43.2 points per game; John Alan Richter’s passing volume (1,161 yards). Questions: A defense allowing 26.0 points per game.

Ball State Preview: Season So Far, Coach & Key Players

Season so far: The Ball State Cardinals are 1-3 overall, 0-1 in MAC play. Results to date: Sep 5 — L 56-3 at Ohio State; Sep 12 — W 41-17 vs Stony Brook; Sep 19 — L 51-15 at Liberty; Sep 26 — L 26-13 at Kent State. Most recently, Ball State lost to Kent State 26-13 on the road. Through 4 games, Ball State is averaging 18.0 points scored and 37.5 points allowed per game.

Head coach: Mike Uremovich (head coach since 2025). Mike Uremovich also serves as offensive coordinator. Defensive coordinator: Jeff Knowles.

Key players (2026 season stats):

  • Passing leader: Keldric Luster (QB) — 55/86, 438 yards, 3 TD, 2 INT
  • Rushing leader: TJ Horton (RB) — 28 carries, 212 yards, 3 TD
  • Receiving leader: Donovan Hamilton (WR) — 14 receptions, 150 yards, 1 TD
  • Sacks leader: Layton Starks (LB) — 1.5 sacks
  • Tackles leader: Sterling Smith (DB) — 29 total tackles

Strengths: The production of Keldric Luster (55/86, 438 yards, 3 TD, 2 INT). Questions: A defense giving up 37.5 points per game; an offense averaging 18.0 points per game; the response to a 26-13 loss at Kent State.

How to Watch Toledo vs Ball State

  • Date: Saturday, October 3, 2026
  • Kickoff: 2:00 PM ET
  • Venue: Scheumann Stadium, Muncie, IN
  • TV / Streaming: ESPN+ (streaming)

Odds: DraftKings lines reported via ESPN on September 28, 2026. Lines may move before kickoff. Records, results and season stats via ESPN; coaching staffs per 2026 staff listings. This page is an informational matchup preview only.