The Charlotte 49ers (0-6) visit the Temple Owls (2-4) on Saturday, October 17, 2026 at Lincoln Financial Field, Philadelphia, PA. Kickoff is scheduled for 1:00 PM ET, and the game airs on ESPN+ (streaming). DraftKings lists the spread at TEM -21.5 with a total of 49.5; moneylines are Charlotte +1000 · Temple -1800. Below is our Charlotte vs Temple preview with the latest odds, point spread, moneyline, over/under, kickoff time, TV channel and where to watch, plus a look at each team’s season so far, head coach and key players. Lines may move before kickoff.
Charlotte vs Temple Odds, Spread, Kickoff Time & TV
| Matchup detail | Line / info |
|---|---|
| Matchup | Charlotte at Temple |
| Records | Charlotte 0-6 · Temple 2-4 |
| Spread | TEM -21.5 |
| Moneyline | Charlotte +1000 · Temple -1800 |
| Total | 49.5 |
| Venue | Lincoln Financial Field, Philadelphia, PA |
| Date/Time | Saturday, October 17, 2026 · 1:00 PM ET |
| TV / How to Watch | ESPN+ (streaming) |
| Head Coaches | Charlotte: HC Tim Albin, OC Todd Fitch · Temple: HC K. C. Keeler, OC Tyler Walker |
Charlotte Preview: Season So Far, Coach & Key Players
Season so far: The Charlotte 49ers are 0-6 overall, 0-2 in American play. Results to date: Sep 5 — L 43-41 vs The Citadel; Sep 12 — L 41-9 at Ole Miss; Sep 19 — L 26-21 at App State; Sep 26 — L 34-7 vs Louisiana; Oct 3 — L 59-8 vs Memphis; Oct 10 — L 50-10 at North Texas. Most recently, Charlotte lost to North Texas 50-10 on the road. Through 6 games, Charlotte is averaging 16.0 points scored and 42.2 points allowed per game.
Head coach: Tim Albin (head coach since 2025). Offensive coordinator: Todd Fitch. Defensive coordinator: Nate Faanes.
Key players (2026 season stats):
- Passing leader: Cole Gonzales (QB) — 79/127, 802 yards, 3 TD, 7 INT
- Rushing leader: Khamani Alexander (RB) — 46 carries, 216 yards, 3 TD
- Receiving leader: Jaden Barnes (WR) — 35 receptions, 343 yards
- Sacks leader: Collin Gill (DB) — 2 sacks
- Tackles leader: Gavin Willis (LB) — 48 total tackles
Strengths: The production of Cole Gonzales (79/127, 802 yards, 3 TD, 7 INT). Questions: A defense giving up 42.2 points per game; an offense averaging 16.0 points per game; ball security at quarterback (7 interceptions for Cole Gonzales).
Temple Preview: Season So Far, Coach & Key Players
Season so far: The Temple Owls are 2-4 overall, 1-1 in American play. Results to date: Sep 5 — W 38-14 vs Rhode Island; Sep 12 — L 27-9 vs Penn State; Sep 19 — L 49-48 at Toledo; Sep 25 — L 21-17 vs Army; Oct 3 — W 17-13 at South Florida; Oct 10 — L 34-20 vs UConn. Most recently, Temple lost to UConn 34-20 at home. Through 6 games, Temple is averaging 24.8 points scored and 26.3 points allowed per game.
Head coach: K. C. Keeler (head coach since 2025). Offensive coordinator: Tyler Walker. Defensive coordinator: Brian Smith.
Key players (2026 season stats):
- Passing leader: Ajani Sheppard (QB) — 59/97, 891 yards, 7 TD
- Rushing leader: Keveun Mason (RB) — 81 carries, 449 yards, 2 TD
- Receiving leader: Colin Chase (WR) — 12 receptions, 234 yards, 2 TD
- Sacks leader: Kevin Hornbeak Jr. (DL) — 2 sacks
- Tackles leader: Curly Ordonez (LB) — 53 total tackles
Strengths: The production of Ajani Sheppard (59/97, 891 yards, 7 TD). Questions: A defense allowing 26.3 points per game; the response to a 34-20 loss to UConn.
How to Watch Charlotte vs Temple
- Date: Saturday, October 17, 2026
- Kickoff: 1:00 PM ET
- Venue: Lincoln Financial Field, Philadelphia, PA
- TV / Streaming: ESPN+ (streaming)
Odds: DraftKings lines reported via ESPN as of October 12, 2026 2:12 AM PT (Arizona time). Lines may move before kickoff. Records, results and season stats via ESPN; coaching staffs per 2026 staff listings. This page is an informational matchup preview only.