The Memphis Tigers (3-1) visit the Charlotte 49ers (0-4) on Saturday, October 3, 2026 at Jerry Richardson Stadium, Charlotte, NC. Kickoff is scheduled for 3:30 PM ET, and the game airs on ESPN+ (streaming). DraftKings lists the spread at MEM -20.5 with a total of 54.5; moneylines are Memphis -1200 · Charlotte +750. Below is our Memphis vs Charlotte preview with the latest odds, point spread, moneyline, over/under, kickoff time, TV channel and where to watch, plus a look at each team’s season so far, head coach and key players. Lines may move before kickoff.
Memphis vs Charlotte Odds, Spread, Kickoff Time & TV
| Matchup detail | Line / info |
|---|---|
| Matchup | Memphis at Charlotte |
| Records | Memphis 3-1 · Charlotte 0-4 |
| Spread | MEM -20.5 |
| Moneyline | Memphis -1200 · Charlotte +750 |
| Total | 54.5 |
| Venue | Jerry Richardson Stadium, Charlotte, NC |
| Date/Time | Saturday, October 3, 2026 · 3:30 PM ET |
| TV / How to Watch | ESPN+ (streaming) |
| Head Coaches | Memphis: HC Charles Huff, OC Kevin Decker / David Weeks · Charlotte: HC Tim Albin, OC Todd Fitch |
Memphis Preview: Season So Far, Coach & Key Players
Season so far: The Memphis Tigers are 3-1 overall. Results to date: Aug 29 — W 27-21 at UNLV; Sep 5 — W 42-24 vs Arkansas State; Sep 12 — L 38-20 at Boise State; Sep 19 — W 45-21 vs UT Martin. Most recently, Memphis beat UT Martin 45-21 at home. Through 4 games, Memphis is averaging 33.5 points scored and 26.0 points allowed per game.
Head coach: Charles Huff (first season in charge). Offensive coordinators: Kevin Decker / David Weeks. Defensive coordinator: Lance Guidry.
Key players (2026 season stats):
- Passing leader: Marcus Stokes (QB) — 70/98, 1,053 yards, 9 TD, 3 INT
- Rushing leader: Jaylin Carter (RB) — 55 carries, 437 yards, 6 TD
- Receiving leader: Hunter Tipton (TE) — 16 receptions, 307 yards, 3 TD
- Sacks leader: Elijah Kinsler (DL) — 3.5 sacks
- Tackles leader: Mike Montgomery (LB) — 25 total tackles
Strengths: An offense averaging 33.5 points per game; Marcus Stokes’s passing volume (1,053 yards); Jaylin Carter’s production on the ground (437 rushing yards). Questions: A defense allowing 26.0 points per game.
Charlotte Preview: Season So Far, Coach & Key Players
Season so far: The Charlotte 49ers are 0-4 overall. Results to date: Sep 5 — L 43-41 vs The Citadel; Sep 12 — L 41-9 at Ole Miss; Sep 19 — L 26-21 at App State; Sep 26 — L 34-7 vs Louisiana. Most recently, Charlotte lost to Louisiana 34-7 at home. Through 4 games, Charlotte is averaging 19.5 points scored and 36.0 points allowed per game.
Head coach: Tim Albin (head coach since 2025). Offensive coordinator: Todd Fitch. Defensive coordinator: Nate Faanes.
Key players (2026 season stats):
- Passing leader: Cole Gonzales (QB) — 73/113, 729 yards, 3 TD, 6 INT
- Rushing leader: Khamani Alexander (RB) — 38 carries, 176 yards, 3 TD
- Receiving leader: Jaden Barnes (WR) — 25 receptions, 239 yards
- Sacks leader: DJ Burgess (DL) — 1 sack
- Tackles leader: Gavin Willis (LB) — 31 total tackles
Strengths: The production of Cole Gonzales (73/113, 729 yards, 3 TD, 6 INT). Questions: A defense giving up 36.0 points per game; an offense averaging 19.5 points per game; ball security at quarterback (6 interceptions for Cole Gonzales).
How to Watch Memphis vs Charlotte
- Date: Saturday, October 3, 2026
- Kickoff: 3:30 PM ET
- Venue: Jerry Richardson Stadium, Charlotte, NC
- TV / Streaming: ESPN+ (streaming)
Odds: DraftKings lines reported via ESPN on September 28, 2026. Lines may move before kickoff. Records, results and season stats via ESPN; coaching staffs per 2026 staff listings. This page is an informational matchup preview only.